Redding Land • Shasta & Tehama CountiesCall or text (530) 710-8105
Owner financing

A direct path to land ownership.

Traditional lenders can make vacant-land loans difficult. On selected properties, the seller may finance the purchase under clearly written terms.

See an illustrative payment.

Change the figures to understand how price, down payment, interest and amortization affect principal-and-interest payments.

This calculator is educational only. It does not include taxes, servicing fees or a balloon payment and is not an offer of credit.
Estimated principal & interest

What the written documents should address

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Price and down payment
The amount paid at closing and the amount financed.
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Interest and payment schedule
Rate, due date, amortization and late-payment terms.
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Balloon date
Whether a remaining balance must be paid on a particular date.
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Security and closing
Promissory note, deed of trust, title and escrow instructions.
Northern California land
Land University • Lesson 102

How do you buy land with owner financing?

Learn how the seller can finance your purchase through a down payment, promissory note, deed of trust and agreed monthly payments.

Read the Owner Financing Lesson
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