3.62 Acres Near Redding | Seller Financing Available

Deer Crest Trail • Cottonwood, California

A quiet place to put down roots—when you are ready.

The property sits among established homes on larger lots, with mature oak trees, gentle terrain, paved access, and the privacy of an electric-gated subdivision.

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Oak-covered, gently rolling terrain

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Surveyed parcel

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PG&E electricity available at the paved road

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Private cul-de-sac behind an electric gate

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Approximately 25 miles south of Redding

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Convenient access toward I-5

Important: Buyers should independently verify utilities, well and septic feasibility, fire requirements, zoning, road obligations, boundaries, fees, insurance availability, and all construction requirements.

Gated Rolling Oaks Estates

Actual property photographs

Space, oak trees, and room to imagine.

A possible path to ownership

Seller financing is available for a qualified buyer.

This option may allow the buyer to purchase without obtaining a conventional vacant-land loan. The transaction would still be documented through escrow with written loan and security documents.

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Illustrative down payment: $10,000

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Current financing terms: available on request

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Ask for the complete proposed term sheet before relying on any payment example.

Property price

$59,900

Request the written financing proposal

The exact rate, amortization, balloon, late provisions, taxes, escrow charges, qualification requirements, and other conditions are not stated in this mockup and must be confirmed by the seller.

Get Financing Details

Paved access at the parcel

The larger idea

You do not have to build tomorrow to start planning for tomorrow.

For a buyer currently living in Sacramento, the Bay Area, or Southern California, this land can represent a first step toward a future outside the city—without pretending that moving or construction must happen immediately.

That is the opportunity: secure the property, understand the rules and carrying costs, and make future decisions from the position of already owning the land.

Land + Home Option

Don’t just buy land. See what it could become.

For buyers who want a clearer path from vacant land to a finished home, we can also discuss building a proven home design we have already completed. The photographs below show the 815 Terrace home we built using this same 1,830-square-foot living-area layout. The completed home shown has a 2-car garage; the proposed Deer Crest plan expands the garage to 3 cars.

1,830 sq ftLiving area

4 bedroomsProven layout

2 bathsSingle-story plan

3-car garageProposed Deer Crest version

815 Terrace completed home exterior with 2-car garage

815 Terrace completed kitchen and great room

See the proposed 3-car-garage plan.

The proposed Deer Crest version keeps the 1,830-square-foot, 4-bedroom, 2-bath layout and uses a 3-car garage. This gives a serious buyer something much more concrete than an empty-lot concept: a home design we know and a finished home they can actually see in photographs.

Previously built home: Photos are of 815 Terrace, which was built with a 2-car garage. The proposed Deer Crest plan has a 3-car garage. Final plans, elevations, features, finishes and specifications may differ.

1,830 square foot 4 bedroom 2 bath 3-car garage proposed floor plan

1,830 sq ft • 4 BR • 2 BA • 3-car garage

A possible next step

Buy the land first. Build when the numbers work.

The 3.62-acre parcel is offered separately for $59,900, with owner financing available subject to acceptable terms and buyer qualification. A buyer interested in this home may separately explore construction financing through the buyer’s lender.

This Land + Home option is intended to show what may be possible—not to lock either party into a construction price before the project is ready to proceed.

Land price

$59,900

Land + Home pricing is preliminary.

Construction availability and price depend on final plans and specifications, buyer selections, site conditions, well and septic requirements, permits and fees, material and labor costs, lender requirements, and construction pricing at the time a separate construction agreement is negotiated.

Ask About Land + Home

Important construction disclosure: Purchase of the land does not obligate the seller or buyer to enter into a construction agreement. No construction price, completion date, financing approval, well depth or cost, septic cost, or final home specification is guaranteed by this advertisement. Any construction would require a separate written agreement acceptable to both parties after final plans, site evaluation, pricing and financing are established.

Before you decide, get clear answers.

What do the CC&Rs require?

The current listing states that new construction must contain at least 1,800 square feet. Review the complete recorded CC&Rs before making an offer.

Can I place a manufactured home, tiny home, RV, or camp on the parcel?

No promise is made here. These uses must be checked against the CC&Rs, Shasta County requirements, and any applicable subdivision rules before purchase.

Is there a well or septic system?

The current public listing does not state that a well or septic system has been installed. Buyers should investigate site suitability, permits, and installation costs.

What does “electric available” mean?

The listing states PG&E is available at the paved road. It does not establish the final connection charge or the work required to serve a future house.

Is seller financing guaranteed?

No. Financing is subject to acceptable terms, buyer qualification, documentation, and final seller approval.

Talk directly with the listing broker

Could this property fit your future?

Call or text Ken at (530) 710-8105, email ken@assetdevelopment.net, or use the inquiry form.

DRE #01490393

*All payment figures are examples only and are not a loan commitment. Information is believed reliable but not guaranteed. Buyers should complete independent investigations and review all contracts, disclosures, title documents, CC&Rs, financing documents, and governmental requirements.